dharma

Open-Source, Peer-to-Peer Loans in

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credit without borders,
from argentina to zimbabwe
We’re building infrastructure for a world where credit is as borderless as information on the Web. Banked or unbanked, rich or poor — any individual with Internet access can borrow or invest using a free, open-source Dharma Protocol client, cutting middlemen, bureaucracy, and red-tape out of the equation.
0 ¥
> var Dharma = require(‘dharma.js’)’;
> var dharma = Dharma(web3);
> dharma.broadcastLoanRequest({
>  account: accounts[0],
>  terms: loanTerms,
>  attestation: attestor.getAttestation()
> }, function(error, result) {
>  if (error) {
>   handleError(error);
>  else {
>   console.log(“Broadcasted loan request” + result.id +
>     “ for “ + loanTerms.principal + “ RMB”);
>   }
> });
Broadcasted loan request 0xd03a5 for 700 RMB.
>
super-charge your app
with lines of credit and digital cash
Payment flows and digital currency purchases are bottlenecks in customer acquisition for any application — decentralized or otherwise. With Dharma, an entrepreneur can plug a line of credit into any application she envisions with just a few lines of code.
CREDIT GOES GLOBAL:
THE WORLD’S FIRST OPEN-SOURCE CREDIT BUREAU
Dharma leverages blockchain technology to cut brokers out of the equation and empower disenfranchised borrowers to build up their creditworthiness on a secure and auditable distributed ledger.
PLUGGABLE, CHUGGABLE, MODDABLE:
OPEN-SOURCE IS IN OUR DNA
Dharma is a community-built effort -- the Dharma ecosystem will only be as strong as the developer community behind it. Fork our repository and build the loan browser that will conquer Chinese mortgage markets, master the mysteries of American subprime borrowing, or revolutionize digital credit card debt. All contributions are welcome.
BUILT BY
Nadav Hollander
Founder & CEO

Full-stack web developer, smart contract engineer, and borderline-insufferable music snob. Previously worked at Coinbase & Google. Computer Science at Stanford University.

Help us build the future of credit.
Alpha Release coming soon...